HOme Buyer Assistance: Document
Checklist
1Completed Application Form
q
Pre-Qualification Letter from Lender
q
Proof of household size
Exisiting
HOme Owner Rehabilitation Assistance:
Document Checklist
1 Completed Application Form
1 Proof of property ownership
1 Proof that you are current in your
property taxes to the county
1Proof of hazard insurance
1Proof of number of dependants
For More Information
For
more information please call or visit the Hendry County SHIP Office located at
165 S. Lee Street Hendry County, LaBelle, 863-675-5297. Or Hendry County
SHIP Office located at 100E. El Paso Ave Clewiston, 863-983-1491 (Tue Only)
SHIP
will move forward with your application on a first ready, first served basis
until all available funds are encumbered.
Hendry
County Ship Coordinator
Aida
Barnhart
**The Hurricane Housing
Recovery Program (HHRP) has awarded Hendry County funding.
Eligible activities include: down payment/closing cost replacement
assistance, rehabilitation assistance, limited mobile home repair.
Please call the Hendry County SHIP office for more information.
Office
Hours
Tue-
9am-4pm-(Clewiston
Location)
Thur-8am-5pm
Fri-8am-5pm
Hendry County SHIP
165 S. Lee Street
PO Box 2340
LaBelle, FL 33935
Phone (863) 675-5297
Clewiston-863) 983-1491
Fax (863) 675-5317
State
Housing
Initiatives
partnership
Hendry
County SHIP Program
PO Box
2340/ 165 S. Lee Street
LaBelle,
FL 33935
(863)
675-5297
(863)
983-1491
Hendry County SHIP Program
The
Hendry County SHIP Program is designed to provide affordable housing to
qualified homebuyers, as well as provide rehabilitation to substandard
single-family owner occupied units of very low, low or moderate income. Income verified and certified applicants may
be eligible for down payment/closing cost assistance or rehabilitation.
Applications will be received on a continuous basis for affordable housing
assistance for eligible residents of Hendry County until all available funds
have been encumbered.
Eligible
candidates must qualify under specifically mandated State Criteria for
“Anticipated Gross Household Income Limits Adjusted to Family Size” for Hendry
County as established by H.U.D. and distributed by the Florida Housing Finance
Corporation for Hendry County in accordance with the specific guidelines
created for each strategy in the Hendry County SHIP Local Housing Assistance
Plan.
The Applicable Income
Limits for Hendry County Households are as follows: 3/20/20078/2006
Number of Persons in Household
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
|
EL
|
9,300
|
10,600
|
11,950
|
13,250
|
14,300
|
15,350
|
16,450
|
17,500
|
|
VL
|
15,450
|
17,650
|
19,850
|
22,0650
|
23,800
|
25,600
|
27,350
|
29,100
|
|
L
|
24,700
|
28,250
|
31,750
|
35,300
|
38,100
|
40,950
|
43,750
|
46,600
|
|
M
|
37,080
|
42,360
|
47,64047,640
|
52,920
|
57,120
|
61,440
|
65,640
|
69,840
|
EL-Extremely Low, VL-Very
Low, L-Low, M-Moderate
Down Payment Assistance
The
Hendry County Down Payment/Closing Cost Assistance Program may assist an income
verified and certified homebuyer by paying a portion of their down payment,
closing cost and principal buy down.
The program will provide a first or second mortgage to a qualified
applicant for the purchase of a newly constructed single-family, never been
occupied, primary residence site built home. Manufactured homes do not qualify.
The
Down Payment/Closing Cost Assistance Program may also provide a first or second
mortgage to an eligible applicant to purchase an existing single-family, owner
occupied unit. Pre-owned units may be
eligible if the previous owner has made qualified repairs that can be
documented which meet the definition of rehabilitation within twelve months
prior to closing. Fifteen hundred
dollars of the Down Payment/Closing Cost can be held in escrow by the Title
Company for necessary repairs addressed under weatherization, building code
violations and home safety to the home; which repairs can be completed after
the closing.
Rehabilitation
Owner Occupied Unit
The
Hendry County Rehabilitation program will provide funds to an income verified
and certified resident for the rehabilitation of owner occupied existing
single-family units. Manufactured homes do not qualify. Repairs for substandard units will correct
those deficiencies that are deemed to be health, safety hazards, and building
code violations. Repairs are eligible under this program, contingent upon SHIP
fund availability.
SHIP Guidelines & Requirements
Eligible activities include
down payment /closing cost assistance and rehabilitation assistance.
1.Must live in or intend to live in the City of LaBelle /
Clewiston or unincorporated areas of Hendry County.
2.Must be certified to be within the income guidelines of the
SHIP Program according to the State SHIP Guidelines of “Income Limits Adjusted
to Family Size.”
3.Must meet one of the following:
Building a site built home, buying an existing site built home or live in a
site built home that requires rehabilitation.
4.Must comply with all application
procedures of the Hendry County SHIP Program.
5.Must maintain home in compliance
with housing code(s) standards.
6.Must attend a minimum of one
homebuyer, home maintenance, or credit-counseling workshop.
7.Must qualify for a mortgage with a
lender that will cover the remainder of the costs of the home, above the SHIP
Assistance award.
8.Must sign a deferred loan agreement
with Hendry County Board Of County Commissioners as a first or second
mortgage/lien holder against your home.
9.Homeowner’s insurance is required
showing Hendry County Board Of County Commissioners as a first or second
mortgage holder and copy sent to SHIP Administration.
10.Must purchase or construct a home
that has the sales prices or value no greater than $237,031 current guidelines set by the Local
Housing Assistance Plan.
